Your Financial Picture is Your OWN.
The home you're buying is only part of the picture. Your income, credit, savings, plans and circumstances can all influence which financing option makes the most sense.
Are any of these part of your financial picture?
I don't have a perfect credit profile. You may have more options than you think.
I want to save on interest over time. Loan term, rate and structure can make a difference.
I'm self-employed. Your income may look different on paper. That doesn't mean your options have to be limited to a one-size-fits-all approach
I could use help with my down payment or closing costs. Let's explore programs and assistance that may be available.
I have military service benefits. You may be eligible for VA financing and other benefits.
My income doesn't fit the standard.. Your income may look different. We'll help you explore options that fit your full financial picture.
I want to put less money down. We will compare options with different down payment requirements.
I need a larger loan amount. We'll explore jumbo and other financing options.
Not sure where to start. We'll start with where you are, talk through what you're trying to accomplish, and help you understand your options.
I'm ready to apply.
Let's talk first.
Mortgage Options Aren't One-Size-Fits All
With access to multiple lenders, we'll help you explore more options
to find what fits where you are today and where you want to go.
We may explore options such as:
Conventional Loan
Flexible financing for primary residences, second homes and investment properties
FHA Loan
An option for buyers who may benefit from more flexible credit and down payment requirements.
VA Loan
Home financing benefits available to eligible veterans, active-duty service members and certain surviving spouses.
Low Down Payment Programs & Down Payment Assistance
Options or Programs may be available to eligible buyers to help with down payment and/or closing costs.
Jumbo Loan
Financing for homes requiring loan amounts above conforming loan limits.
DSCR Loan
A loan for real estate investors where the property's rental income is what qualifies you. No pay stubs or personal income required.
Bank Statement/Flexible Income Loan
Uses your bank deposits/assets, or business cash flow to help determine qualifying income.
Doctor Loan
Tailored mortgage solution designed to address unique financial situations of eligible professional designation.
Non-QM (Non Qualified Mortgage) Loan
Designed for borrowers whose income, credit, or financial picture may not fit traditional mortgage guidelines.
I'm ready to apply.
Let's talk first.