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Mortgage Answers
Refinancing
How do I know if refinancing makes sense?
Refinancing isn't only about getting a lower rate. You may be looking to change your loan term, lower your monthly payment, consolidate certain debts, remove mortgage insurance, or access home equity. The potential costs and benefits should be considered together.
Can I use the equity in my home?
Depending on your equity, qualifications, regulations, and loan program, you may be able to access a portion of your home's equity through a cash-out refinance or other financing option.
I'm ready to apply.
Let's talk first.
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